目前銀行已不強制要求借款人必須提供保證人。但如果借款人自願提供保證人，銀行會根據保證人的還款能力進行評估，這可能有助於提高房屋貸款的成數。 When you not need to get these e-mails, you'll be able to unsubscribe from this feed, or regulate your subscriptions. “You recogni